Job Description

Job Description

Job Summary:

We are seeking a knowledgeable and customer-focused Home Loan Specialist to join our mortgage lending team. The ideal candidate will guide clients through the home loan process, from application to closing, ensuring a smooth and positive experience. This role requires strong communication skills, attention to detail, and a deep understanding of mortgage products and lending regulations.

• Assist clients in selecting appropriate home loan products based on their financial needs and goals.
• Evaluate loan applications, credit reports, income documentation, and property details.
• Provide clear and accurate information about loan terms, interest rates, and repayment options.
• Maintain compliance with federal, state, and internal lending policies and procedures.
• Collaborate with underwriters, processors, and real estate professionals to facilitate timely loan closings.
• Build and maintain relationships with clients, ensuring high levels of satisfaction and trust.
• Stay current with market trends, lending regulations, and new mortgage products.
• Meet or exceed sales and service goals.

• High school diploma or equivalent (Bachelor's degree preferred).
• Proven experience in mortgage lending, banking, or financial services.
• Strong understanding of home loan products, underwriting guidelines, and regulatory requirements.
• Excellent interpersonal, communication, and customer service skills.
• Proficiency in loan origination software and Microsoft Office Suite.
• Ability to work independently and manage multiple tasks efficiently.
• NMLS (Nationwide Mortgage Licensing System) registration required.

All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military or veteran status. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the California Fair Chance Act, City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, and Los Angeles County Fair Chance Ordinance. For unincorporated Los Angeles county, to the extent our customers require a background check for certain positions, the Company faces a significant risk to its business operations and business reputation unless a review of criminal history is conducted for those specific job positions.

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